Travel & Transportation

Car Depreciation Calculator

Enter purchase price, age, mileage, years ahead, and depreciation assumptions to estimate future car value.

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Useful next checks

  • Check the inputs before relying on the result.
  • Try a second scenario to compare outcomes.
  • Read the guide below for context.

# Car Depreciation Calculator

Use this car depreciation calculator to estimate future vehicle value, value lost, and average monthly depreciation from a simple annual rate.

What this calculator does

Enter a current or purchase value, vehicle age, annual mileage, years ahead, annual depreciation rate, and optional mileage adjustment. The calculator estimates future value and value lost.

How it works

Future value is estimated with compound depreciation: `current value x (1 - annual depreciation rate) ^ years`. The mileage adjustment adds or subtracts percentage points from the annual rate before the calculation.

Example calculation

For a 30,000 car depreciating at 15% per year over 5 years, the estimated future value is about 13,311. The estimated value lost is about 16,689.

How to use the result

Use the result to compare ownership periods, expected resale values, or whether depreciation changes the true cost of a deal.

Assumptions and limitations

This is not a live valuation. It does not account for make, model, trim, condition, accident history, demand, incentives, regional market prices, or unusual mileage patterns.

FAQs

What depreciation rate should I use?

Use a conservative rate based on the vehicle type, age, and market. Newer vehicles often depreciate faster than older vehicles.

What is mileage adjustment?

It lets you raise or lower the annual depreciation rate for higher or lower mileage assumptions.

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Frequently asked questions

Is this a live vehicle valuation?

No. It is a simple depreciation estimate and does not use market listings, condition data, or vehicle history.

What does mileage adjustment do?

It adds or subtracts percentage points from the annual depreciation rate to model higher or lower mileage assumptions.